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Forgiveness Programs

Forgiveness Programs

Only loans you received under the William D. Ford Federal Direct Loan (Direct Loan) Program are eligible for PSLF.

Loans you received under the Federal Family Education Loan (FFEL) Program, the Federal Perkins Loan (Perkins Loan) Program, or any other student loan program are not eligible for PSLF.

If you have FFEL Program or Perkins Loan Program loans, you may consolidate them into a Direct Consolidation Loan to take advantage of PSLF. However, only payments you make on the new Direct Consolidation Loan will count toward the required 120 qualifying payments for PSLF.

Payments made on your FFEL Program or Perkins Loan Program loans before you consolidated them, even if they were made under a qualifying repayment plan, do not count as qualifying PSLF payments. In addition, if you made qualifying payments on a Direct Loan and then consolidate it into a Direct Consolidation Loan, you must make 120 qualifying payments on the Direct Consolidation Loan.

Testimonials

  • Peter Corletto

    Dade County Schools

    I want to express that I am very satisfied with the assistance I received from The Student Loan Help Group. They helped me to get my federal student loan forgiven. They helped me in every step of the way in a courteous and professional manner. I heard about them from an e-mail that I received in my teacher account's inbox. At first, I did not know if I should trust them because I had heard many scams in the media from companies promising to help you but that in reality, do not help at all. I called them and had a brief conference with them over the phone, and from the first moment I felt that I was dealing with a reputable, trustworthy company. The process took some time, because I did not have the contact information for the school district where I worked many years ago. But they even helped me find the exact place where I had to mail my application to be signed. The Student Loan Help Group was very patient when the student loan company returned my application asking for further information about the school district number and the school chief officer who had signed my application. I am a very busy individual and simply would not have had the time and persistence to be contacting student loan company. But The Student Loan Help Group Processing Department did a wonderful job getting this all straightened out for me. I highly recommend this company to any teacher like me, who simply does not have the time to endure the process of getting a teacher loan forgiven and needs an effective teacher loan forgiveness program. It really worked for me.

  • Sarah Mcintosh

    Broward County Public Schools

    TSLHG has really take a huge weight off my shoulders. I would recommend anyone to them and I am proud to be a reference.

  • Adolphe Rodny Felix

    Broward County Schools

    The Student Loan Help Group's customer service has been great​.​ They always respond back and if I have a question or problem their staff is always their to answer and straighten it out. Nicole especially has been wonderful​ and helped me through this confusing process. ​Two thumbs up!​

  • Mr. Jelani Davis

    Attorney at Glantz law firm

    "I am an extremely busy person and these guys handled everything perfectly and with great poise. I ended up getting a very favorable outcome which I never expected. I highly recommend them! Feel free to have anyone call me if they have any questions "

  • Catherine W.

    Sarasota County Schools

    Thank for you incredible help with getting my student loan re-certification done correctly!
    I am so glad that I decided to have the Student Loan Help Group assist me in in the process of getting into a student loan forgiveness program and an income driven repayment plan that I can financially handle.
    I know I could have done it alone and done it directly with Fedloan servicing, but they do not have the customer service that The Student Loan Help Group definitely has to make sure that we get on the best possible plan for our individual situations!! It has been an enormous help to me financially!! Bless you and everyone there that helps teachers like me to get over these confusing and frustrating student loan hurdles!!

  • Carol A

    Plummer Worley Schools.

    You are absolutely a gem. Your company is very lucky to have you on their team, and I have rarely encountered such excellent customer service. Not only was it easy to talk to you, you knew exactly what you were doing and took a load of weight off of my shoulders. You also went the extra mile in getting the list of Title I schools to me and I appreciate it so very much. If this email can be forwarded to a supervisor and they have any perks for above and beyond customer service, you deserve it!

  • Virginia L McDade

    Orange County Public Schools

    The Student Loan Help Group is a godsend! They helped me realize that I will not be in debt forever and they were extremely professional & thorough. Their staff has perfect follow through with everything they said they were going to do. I highly recommend to anyone!

  • James S Evans Jr.

    Duval County Schools.

    Don't get angry,

    Don't get frustrated,

    The Student Loan Help Group are real problem solvers.

  • Maxine Brivitte

    Community Based Connections Inc

    Dealing with TSLHG I must say their service is exceptional they keep me informed very step of the way, I would highly recommend them to all my friends and family.

  • Deborah S Carroll

    Wake county Schools

    The Student Loan Help Group has taken a burden off my shoulders and their customer service was above and beyond my expectations.

  • Javier R.

    Miami Dade Schools

    Thank you very much for all your help to solve my student loan. I highly recommend this company to my classmates who need to consolidate their student loan. I am so happy to start making the payment in the amount that I can afford.

  • Mateland W Thomas

    ​Dania Elementary School​

    The Student Loan Help Group is the best group I have ever come across! I have tried several other times with a few other companies and got denied for one reason or another. I would recommend them to anyone that has a student loan. They are courteous, professional & they know what they are doing.